At HomeWork Solutions, we support families and professionals on both sides of the household employment relationship — from parents hiring nannies to nannies, caregivers, and other household employees who are parents themselves. Whether you're managing payroll legally or planning for your child’s future, financial responsibility is a shared value. With the introduction of the new Trump Account, many are wondering how it stacks up against more familiar savings tools like 529 plans or custodial Roth IRAs.

Topics: nanny, senior, CPA, kids savings, Trump account, 529 plan, Roth IRA for kids, money education, HomeWork Solutions blog, family finance

Understanding Your Role When Hiring a Household Worker

When you hire someone to work in your home, whether it’s a nanny, housekeeper, or caregiver, someone must legally be the employer. In most cases, that someone is you.

Topics: nanny, nanny taxes, household payroll, senior, CPA, Pay nanny legally, independent contractor vs employee caregiver, pay nanny, domestic worker tax laws, household employee classification, nanny employer responsibilities, legal household hiring

As we wrap up 2025, many families are taking stock of the year and planning ahead for the holiday season. For household employers, this is an ideal time to recognize the important role your nanny, senior caregiver, or other in-home employee plays in your daily life.

Topics: nanny, senior, CPA, caregiver holiday bonus, nanny payroll taxes, holiday bonus for nanny, Are bonuses taxed, household employee appreciation, bonus, end of year bonus

Hiring a nanny is a deeply personal decision. Most families are genuinely committed to doing the right thing — from offering fair pay to creating a respectful working relationship. But when it comes to nanny payroll and employment law, even well-meaning employers can make expensive mistakes.

Topics: nanny, nanny work agreement, How to pay a nanny legally, workers’ compensation for nannies, payroll services for families, nanny payroll mistakes, household employer compliance, FLSA nanny rules, nanny overtime pay, nanny employment laws

If you're hiring a nanny, senior caregiver, housekeeper, or any other in-home employee, understanding your responsibilities as a household employer is key to staying compliant with federal employment laws. Two terms you’re likely to encounter in the hiring process are Form I-9 and E-Verify.

Topics: nanny, senior, CPA, HomeWork Solutions payroll services, E-Verify for families, Form I-9, nanny tax requirements, E-Verify and domestic workers, employment eligibility verification

Whether you're employing a nanny, senior caregiver, or housekeeper, understanding when your employee is on the clock—and legally entitled to be paid—is an essential part of running a compliant household payroll.

Topics: nanny, nanny payroll, household payroll, agency, senior, CPA, household employment, senior care payroll, Domestic Workers, Compensable Time, Live-In Employee Laws, Household Employer Guide

A new federal tax law passed this summer, and it includes a provision that could include tax savings for household employees—but only if you know the detail. The One Big Beautiful Bill Act (OBBBA) includes a “No Tax on Overtime” rule, and although it doesn't directly change household payroll practices, it does impact tax reporting and employee tax credits.

Topics: nanny, nanny overtime, agency, senior, CPA, live-in household employee overtime, no tax on overtime rule, FLSA overtime deduction, no tax on tips, household employee overtime, OBBBA tax bill, One Big Beautiful Bill Act, household employer tax 2025, nanny payroll tax update, IRS overtime tax deduction

The 2025 Open Enrollment Period for health insurance is nearly here — and it’s an important time to check your coverage.

Topics: nanny, nanny health insurance, agency, senior, CPA, open enrollment 2025, premium tax credits, ACA subsidy expiration, caregiver health coverage, QSEHRA for household employees, ICHRA for nannies, Healthcare.gov subsidies, health insurance options for caregivers

Hiring someone to work in your home—whether it’s a nanny caring for your children, a caregiver supporting an elderly parent, or a housekeeper helping manage your household—means stepping into the role of a household employer. Along with that role comes the responsibility of handling payroll correctly, including understanding what you’re allowed to deduct from your employee’s paycheck.

Topics: nanny, agency, senior, CPA, household employee paycheck deductions, legal payroll deductions for nannies, illegal payroll deductions household staff, household employer payroll compliance, wage advance repayment agreement, HomeWork Solutions payroll services, nanny payroll deductions, household payroll laws by state

Hiring a ROTA nanny — short for “rotational nanny” — can be an excellent solution for families needing consistent, around-the-clock childcare. These experienced professionals typically work extended shifts, such as 7 days on followed by 7 days off, providing continuity for children and structure for parents.

Topics: nanny, agency, ROTA nanny, California nanny laws, sleep time exemption, nanny time tracking, household employer tips, live-in nanny laws