At HomeWork Solutions, we support families and professionals on both sides of the household employment relationship — from parents hiring nannies to nannies, caregivers, and other household employees who are parents themselves. Whether you're managing payroll legally or planning for your child’s future, financial responsibility is a shared value. With the introduction of the new Trump Account, many are wondering how it stacks up against more familiar savings tools like 529 plans or custodial Roth IRAs.

Topics: nanny, senior, CPA, kids savings, Trump account, 529 plan, Roth IRA for kids, money education, HomeWork Solutions blog, family finance

Understanding Your Role When Hiring a Household Worker

When you hire someone to work in your home, whether it’s a nanny, housekeeper, or caregiver, someone must legally be the employer. In most cases, that someone is you.

Topics: nanny, nanny taxes, household payroll, senior, CPA, Pay nanny legally, independent contractor vs employee caregiver, pay nanny, domestic worker tax laws, household employee classification, nanny employer responsibilities, legal household hiring

As we wrap up 2025, many families are taking stock of the year and planning ahead for the holiday season. For household employers, this is an ideal time to recognize the important role your nanny, senior caregiver, or other in-home employee plays in your daily life.

Topics: nanny, senior, CPA, caregiver holiday bonus, nanny payroll taxes, holiday bonus for nanny, Are bonuses taxed, household employee appreciation, bonus, end of year bonus

If you're hiring a nanny, senior caregiver, housekeeper, or any other in-home employee, understanding your responsibilities as a household employer is key to staying compliant with federal employment laws. Two terms you’re likely to encounter in the hiring process are Form I-9 and E-Verify.

Topics: nanny, senior, CPA, HomeWork Solutions payroll services, E-Verify for families, Form I-9, nanny tax requirements, E-Verify and domestic workers, employment eligibility verification

Whether you're employing a nanny, senior caregiver, or housekeeper, understanding when your employee is on the clock—and legally entitled to be paid—is an essential part of running a compliant household payroll.

Topics: nanny, nanny payroll, household payroll, agency, senior, CPA, household employment, senior care payroll, Domestic Workers, Compensable Time, Live-In Employee Laws, Household Employer Guide

A new federal tax law passed this summer, and it includes a provision that could include tax savings for household employees—but only if you know the detail. The One Big Beautiful Bill Act (OBBBA) includes a “No Tax on Overtime” rule, and although it doesn't directly change household payroll practices, it does impact tax reporting and employee tax credits.

Topics: nanny, nanny overtime, agency, senior, CPA, live-in household employee overtime, no tax on overtime rule, FLSA overtime deduction, no tax on tips, household employee overtime, OBBBA tax bill, One Big Beautiful Bill Act, household employer tax 2025, nanny payroll tax update, IRS overtime tax deduction

The 2025 Open Enrollment Period for health insurance is nearly here — and it’s an important time to check your coverage.

Topics: nanny, nanny health insurance, agency, senior, CPA, open enrollment 2025, premium tax credits, ACA subsidy expiration, caregiver health coverage, QSEHRA for household employees, ICHRA for nannies, Healthcare.gov subsidies, health insurance options for caregivers

Hiring someone to work in your home—whether it’s a nanny caring for your children, a caregiver supporting an elderly parent, or a housekeeper helping manage your household—means stepping into the role of a household employer. Along with that role comes the responsibility of handling payroll correctly, including understanding what you’re allowed to deduct from your employee’s paycheck.

Topics: nanny, agency, senior, CPA, household employee paycheck deductions, legal payroll deductions for nannies, illegal payroll deductions household staff, household employer payroll compliance, wage advance repayment agreement, HomeWork Solutions payroll services, nanny payroll deductions, household payroll laws by state

If you're a household employer in California, there’s a new requirement on the horizon you’ll want to be aware of: the CalSavers Retirement Savings Program. While no immediate action is needed, this is something you’ll want on your radar—especially as the deadline approaches.

Topics: senior care, nanny, agency, CPA, CalSavers for household employers, CalSavers deadline 2025, CalSavers, California domestic worker retirement, California nanny employer retirement plan, nanny employer CalSavers, senior caregiver CalSavers, HomeWork Solutions CalSavers help, household employer payroll compliance CA

Did you employ a nanny or other household worker in 2024 and pay them $2,700 or more in wages? If so, congratulations—you’re officially a household employer with tax filing obligations in the eyes of the IRS! That means you will need to report your employees’ wages and pay employment taxes when you file your federal income tax return.

Topics: agency, CPA, nanny taxes 2024, household employer tax forms